Healthcare Solutions for Employers

It is possible that you already have a plan for your health care needs. The real issue is whether the plan actually works or costs more each year without providing any incentive for employees to use it. Health & Wealth Connector can assist employers in filling in this gap by adding healthcare solutions to their current plans.

What Health & Wealth Connector Does

Health & Wealth Connector isn’t an insurance broker and doesn’t ask you to switch carriers. We review the plan you already offer, identify where employees aren’t getting value from it, and connect you with employer healthcare solutions that close that specific gap.

Marlene Belgrove, known in the industry as the Health and Wealth Connector, has spent 25+ years working inside the healthcare space. She has mostly worked with employers who assumed their only options were ‘keep the current plan’ or ‘pay more for a better one.’ There is usually a third option, and that’s what this work is about.

Employer Healthcare Challenges

A few patterns show up in almost every conversation we have with employers:

Renewal comes around, and premiums go up, regardless of how few claims your team files. Employees have coverage on paper but skip checkups because getting an appointment takes three weeks and a half-day off work. HR rolls out a wellness perk, and a year later, maybe a dozen employees have actually used it. A skilled employee gives notice, and the exit interview circles back to the same time: the benefits at my new job are better.

None of these problems are dramatic on their own. Stacked together, they’re why healthcare spend keeps climbing while employee satisfaction with benefits doesn’t move.

Find Out What’s Missing

We begin by looking at what you currently have in terms of eligibility, utilization, unused options, and cost changes over the last year or two.

It only takes one discussion to find out where the weaknesses lie. If your current approach is working, we’ll let you know. Otherwise, if there is potential for improvement, we will point that out to you. There’s no generic survey involved. No pressure to replace what you have. Just a clear look at what is working, what isn’t and what could work better.

Healthcare Solution Categories

Once we know where the gaps are in the employee healthcare solutions, the fix usually comes from one or more of five areas. None of these require you to replace your health plan. They’re built to run alongside it.

Employee Health & Wellness

Ongoing support that doesn’t wait for open enrollment. Coaching, health resources, and regular check-ins give employees a reason to think about their health before something forces the issue.

Virtual Primary Care

Employees build an ongoing relationship with a board-certified provider they can reach from a phone or laptop. That access means fewer skipped checkups and fewer expensive ER visits for things a primary care doctor could have handled in the first place.

Preventive Care

Screenings and early intervention, structured so employees actually book them instead of letting them slide. This is the piece that keeps small, inexpensive problems from becoming large, expensive ones two years down the road.

Benefits Optimization

Most employers aren’t short on benefits; they’re short on usage. We look at what’s already being offered and rework how it’s communicated and accessed, so the investment you’ve already made actually gets used.

Healthcare Cost Reduction

This isn’t a separate program; it is the result of the four categories above working together. Fewer unnecessary ER visits, more preventative care, and higher engagement typically result in a measurable cost impact within the first year.

How the Process Works

One Discovery Call

We go over your current plan, workforce size, and where you’re feeling the most pressure - cost, engagement, or retention.

A Specific Recommendation

Not a bundle of everything - the one or two categories above that actually match what we heard on the call.

Implementation Without The Headache

Programs get layered onto your existing plan. HR involvement is minimal by design, since no one has time for another six-week rollout.

Ongoing Follow-Up

A program only saves money if employees use it, so we can check in on engagement rather than having it disappear after sign-up.

Who We Work With

We primarily work with employers with 15+ full-time employees who already offer health insurance – not startups looking for their first plan.

That includes:

We typically work directly with the owners, CEOs, CFOs, and COOs making healthcare decisions. Because when benefits affect the bottom line, they belong in the business conversation.

Why Health & Wellness Connector

Most vendors in this space sell a product and move on to the next account. This is closer to a standing relationship. Marlene has more than 25 years in the field, and the value isn’t in any single program.

It’s knowing which of the healthcare solutions for employers actually fit a 60-person manufacturer versus a 20-person plumbing company. Those aren’t the same conversation, and they shouldn’t get the same answer.

Case Studies

Manufacturing - $42,000+ in annual savings

$42,000+

in annual savings. A manufacturing firm with 65 employees saw rising healthcare costs and increasing absenteeism despite not making any changes to its current wellness plan.

Introducing preventive care and telemedicine, along with their existing plan, resulted in over $42,000 worth of savings in the first year and an 18% reduction in absenteeism.

Construction

35%

Improvement in Retention A construction firm with 55 employees continued to lose valuable employees to their competitors offering better benefits, even after increasing salaries. Incorporating preventive healthcare and telemedicine services helped them retain employees at 35% and reduce workers’ compensation expenses by 15% in six months.

See If There’s a Gap Worth Closing

One call with Health & Wealth Connector tells you whether your current plan has room to do more for your employees and your budget. If it doesn’t, we’ll tell you that too.

FAQs

What exactly does Health & Wealth Connector do?

We analyze the health plan that you currently offer and determine where your employees are getting suboptimal value from it, and introduce employer health solutions to address that unique gap, without ever switching carriers.

Will this replace our current insurance?

No, everything we recommend is intended to operate alongside your current health plan and carrier.

How long does it take to get running?

Most companies have their programs up and running within a few weeks. There is no lengthy onboarding process on our end.

Who is this for exactly?

In general, we serve employers with at least 15 full-time employees who are currently providing any type of health coverage.

Do you work only with HR Departments?

No, most of our primary conversations are with owners, CEOs, CFOs, and COOs, as this is a cost-saving and retention initiative in addition to a benefit offering.

What kind of results do I get?

Results depend on the business; for example, documented results include savings of more than $42,000 annually for one manufacturing client and a 35% increase in retention for one construction company. See case studies above.